# Privacy Policy

Ipo Guides .

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you visit our Site, use our services, or interact with us.

By using the Site, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Site.

## 1. Information We Collect

We may collect the following types of information:

### Personal Data
Personal data means data about a living individual who can be identified from that data (or from that data and other information either in our possession or likely to come into our possession).

We may collect:
– Contact data: name, email address, phone number (when voluntarily provided via contact form, newsletter signup, comment form, etc.)
– Account data: username, password hash (if user registration/login is offered)
– Communication data: messages, comments, or other content you submit
– Payment data: (only if applicable – processed securely by third-party payment providers; we do **not** store full card details)

### Automatically Collected Data (Usage & Device Data)
– IP address
– Browser type and version
– Operating system
– Referring/exit pages and URLs
– Pages visited and time spent on pages
– Device type, language settings, country/region
– Cookies, web beacons, pixels, and similar tracking technologies

### Data from Third Parties
– Analytics providers (e.g., Google Analytics)
– Advertising partners (if applicable)
– Social media plugins/widgets (if you interact with them)

## 2. How We Use Your Information

We use the collected data for various purposes:

– To provide, maintain, and improve our Site
– To notify you about changes to our services
– To allow you to participate in interactive features (comments, forms, etc.)
– To provide customer support
– To send newsletters/marketing emails (only if you consented)
– To detect, prevent, and address technical issues or fraud
– To comply with legal obligations
– For analytics, research, and improving user experience

## 3. Legal Basis for Processing Personal Data (GDPR-relevant)

If you are in the European Economic Area (EEA), our legal basis for collecting and using the personal information described above depends on the personal information concerned and the specific context:

– We need to perform a contract with you (e.g., providing requested services)
– You have given us permission to do so
– Processing is in our legitimate interests and is not overridden by your rights
– To comply with the law

## 4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and hold certain information.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent